Know how much you can afford
Keep in mind that qualifying for a loan amount doesn’t necessarily mean you can afford the payments in the long run. You can see how it fits your budget by testing it out in your budget for a few months! Transfer the amount into your savings – and bank the difference for your future down payment.
Check your credit score
Lenders will decide whether to give you a loan and how much interest they will charge based on your credit score, among other things. Review your credit report for accuracy and to uncover clues to help improve your score. Check your credit report at annualcreditreport.com.
Before diving into house hunting, it’s smart to prioritize what you want in a home and get your finances in order. Doing so can ultimately help you find the best home and financing options for you.
The Plumb Place Board has been talking about decorating the front of our house for the past several years. As the board president I am happy to report we did it! It is gorgeous!! We could not have done it though without the help of these fine people: Gerald Gosser, Joni Stiner from Frilly Freckles, Josh Woolhiser, Judy Gosser, Karen Molina, Lance Davis from Curb Side Flowers, Mark Shook from Waters True Value, Plumb Place Board of Directors, and Vicki Stiner from Frilly Freckles.
It is gorgeous!! (Find more photos here on our Facebook page)
Here’s a little history about Plumb Place
Built in the 1870’s, Plumb Place was the family home of Emporia founding father Preston Plumb. Preston became a U.S. Senator and while he spent most of his time in Washington D.C., Mrs. Plumb kept the home and children while becoming active with issues pertaining to women. Senator Plumb died in the early 1890’s while in office. Mrs. Plumb oversaw the massive remodel of the home; adding the pillars to the front of the home and also adding a third floor ballroom.
When Mrs. Plumb died in 1920, the Plumb heirs thought it would be appropriate to donate their family home to the YWCA to be used as a home for women. The family also donated $20,000 to move the carriage house forward and convert the space into sleeping rooms. Since Plumb Place opened its doors in 1921, it has remained a refuge for women.